MidWestOne Bank

Senior Vice President Credit Administration Officer

Golden Valley
Benefits Package
Yes - Full Time Package


SVP Credit Administration Officer

Location could be open to discussion for the right applicant.


Is responsible for the analysis, underwriting and credit administration functions of the bank. Primary reviewer of MN, WI, & FL’s credits.




  • Assess total risk pertaining to requests for new or additional credit by new or existing customers, primarily through the analysis of financial statements and credit history. Works with lending officers in establishing proper credit structure.
  • Underwrites all types of commercial loans through existing loan policy guidelines.
  • Approves MidWestOne loans in MN, WI, Fl, per Exhibit “B” of the loan policy. Presents to EVP/Chief Credit Officer as needed.
  • Member of Credit Committees as assigned by CCO and will serve as chairperson of the Metro Loan Committee.
  • Member of the Loan Strategy Committee and takes part in all regional past due meetings.
  • Conducts oral presentations and discussions to/with the bank's lending staff, board of directors, and/or customers.
  • Assists EVP/Chief Credit Officer with designated credits and special projects.
  • Conducts analyses of the bank's credit-related risks, both broad and narrow in scope, through the study of Bank loan data and various economic, industry, and banking trends.
  • Ensures that credit is in compliance with Federal and State banking laws and regulations.
  • Participates in the planning process for the Commercial/Ag Banking Division.
  • Provides input with development and review of Commercial Banking policies and procedures, including the formulation of loan policy and amendment.
  • Provides senior management with information/report detail regarding credit information, including various written reports for bank management and the board of directors.
  • Leads and ultimately manages the credit analysts in all locations. Reviews structure and workflow of the Analyst Group.
  • Develops subordinates to their full potential, implementing cross-training and sharing of knowledge.
  • Facilitates or participate in meetings and other training or communication meetings as required.
  • Performs other duties as assigned


Bachelor's degree from a four-year college or university in business preferred; or ten to fifteen years experience and/or training in a lending, credit analyst, or regulatory role; or equivalent combination of education and experience.


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