MidWestOne Bank

  • Vice President- Commercial Banking

    Status
    Exempt
    Type
    Full-Time
    Location
    102 South Clinton Street
    City
    Iowa City
    State
    IA
    Hours Per Week
    40
    Benefits Package
    Yes - Full Time Package
  • Overview

    Examines, evaluates, and authorizes or recommends approval of customer applications for commercial and/or agricultural loans by performing the following duties. Refers and coordinates the extension of all banking relationships to prospective and current clients. 

    Responsibilities

     

    Interviews applicants and underwrites all types of commercial and/or ag loans through existing loan policy guidelines.  Collects and analyzes financial related data to determine the general creditworthiness of the prospect and the merits of the specific loan request; submits application to credit analyst for verification and recommendation.

     

    Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.

     

    Establishes and negotiates where necessary the terms under which the credit will be extended, including the costs, repayment method and schedule and collateral requirements.

     

    Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms. Ensures loan agreements are complete and accurate according to policy. Promotes and cross-sells other banking products and services as appropriate to customer needs.

     

     

    Qualifications

    Bachelor's degree (B. A.) from four-year college or university preferred plus 3-5 years related experience, or equivalent combination of education and experience.

     

     

    At MidWestOne Bank diversity is embraced and we are committed to equal employment opportunity regardless of race, color, religion, sex, national origin, sexual orientation, gender identity, creed, Veteran status, disability, or any other legally protected status.  If you have a disability or special need that requires accommodation, please let us know. 

    Options

    Sorry the Share function is not working properly at this moment. Please refresh the page and try again later.
    Share on your newsfeed