At MidWestOne, our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success. If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further.

SBA Business Development Officer is responsible for supporting the small business lending strategy of the bank’s SBA Lending Department and through calling efforts to Centers of Influence, builds an effective external referral network for MidWestOne. Conducts regular outbound sales calls on small business client prospects to develop new business relationships. Responsible for cross-selling small business and retail products to new business client prospects and existing customers to deepen relationships.

• Spends majority of time calling on clients, prospects, referral sources and centers-of-influence to develop new business, expand client base and to create a network of prospects. Ex: CPA’s, attorneys, business brokers, real estate agents etc.
• Exhibits and maintains an expert level working knowledge of the SBA’s programs and Standard Operating Procedures to best serve our customers and prospects which maintain consistency.    
• Manages the pipeline of active and viable leads, including determining which prospects to call on, and the priority and scheduling of calls.
• Create necessary marketing tools and written communication pieces to develop new referral sources and maintain existing ones.
• Makes sales calls with bank strategic partners for cross-sell opportunity to deepen client relationships and increase profitability.
• Initiates, negotiates, and packages Small Business Association loans.
• Interviews new and existing loan applicants to gather information relative to their business needs, abilities, and earnings to determine whether loans may be an acceptable risk.
• Cross-sells business products to existing customers and prospect business customers through an organized calling program.
• Generates qualified referrals to other bank departments, including consumer business to the branches within assigned territory.
• Actively participates in community activities to promote the Bank and to develop a business referral network.
• Performs other duties as assigned.

• Bachelor’s degree or equivalent combination of post high school education and related work experience

We RISE by lifting others. RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of diversity, inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles, people and culture. We pledge to continuously learn, so we can understand and support the differences of individuals, embrace each other's strengths, and provide opportunities for all of us to work toward and achieve our full potential.

Now that you know more about us and the position, next step is for you apply so we can learn about you!